Floods can happen anywhere, even in low- or moderate-risk flood zones. Taking a few simple precautions today can minimize impacts and help keep you and your loved ones safer.
Floods happen in all 50 states.
Areas vulnerable to flooding include:
rivers, streams and other bodies of water
recent burn areas
urban environments with lots of pavement
Homeowner’s insurance does not generally cover flood damage. Consider purchasing flood insurance if you are at risk. Talk to your insurance agent for more information.
Avoid driving in floodwater. Eighteen inches of moving water can carry away a larger vehicle.
Head to higher ground. Avoid moving water. Six inches of water can knock adults off their feet.
Build an emergency kit. Include a battery-powered or hand-cranked radio, a flashlight and extra batteries, first aid supplies, medications, nonperishable food, a can opener and water for three days. Keep essential electronics charged.
Create an emergency plan. Talk with your family about where you’ll go in the event of a flood, how you’ll get there and how you will communicate with each other. Don’t forget to plan for pets.
Shut down safely. Unplug electronics. Know how to turn off your power, gas, and water, and, if time permits, shut everything down and move electronics and other valuables to higher ground before evacuating.
For more information on auto, homeowners and other personal lines of insurance, contact your local AAA office.