What's next for those with health insurance cancelled under Obamacare?

DENVER - 7NEWS is asking "What's next for those who have lost their healthcare plans, despite the president's pledge?"

What we're finding is there no good answer, even as the administration scrambles to fix the national rollout of the Affordable Care Act, known popularly as Obamacare.  Colorado has its own ACA website, so people living here shouldn't have been affected by an inability to search for new plans.

Still, we're finding many Coloradans are still just as confused as ever. 

We talked to Janet Chapple who is infuriated by the president's political catch phrase, "Keep it, if you like it."

Chapple, who works for a small property management company, said the president's statement was a blatant lie.

"The small business plan that my employer offers is being canceled by Kaiser (Permanente)," she said.  "It's not an issue of cost. It's just that they are no longer going to be offering small business coverage."

Kaiser Permanente and Anthem insure about 75 percent of the people in Colorado with now-canceled plans. 

Vince Plymell, with the state Division of Insurance, said that the cancelations affect less than 5 percent of Coloradans.

"There were a lot of plans out there that were bare bones, with limited benefits, didn't offer protection from serious financial ruin," he said.

But Chapple says that's not completely true.

"This is not what i consider a bare bones plan, by any means," she said. "That's exactly where my frustration comes in -- we have a very good plan here."

She said she spent time researching it and says her canceled plan exceeds the minimum coverage requirements of the Affordable Care Act.

"We have office visits that are free, we have prescription coverage.  We have mammograms, colonoscopies, immunizations, maternity care."

At the moment, Chapple pays nothing out of pocket.  Her employer picks up the tab for coverage that includes her, her husband, and her son and daughter in their 20s.  New plans with the same deductible will cost her about $1,100 a month out of pocket.

"That's just for my husband and myself," she said. "It's not the family coverage that we have now."

In Chapple's case, there's a double whammy here.  Her husband also works for a small flooring company and his small business plan is being canceled, too, so they couldn't fall back on that, even if they want to.

Chapple said she's finding the state exchanges have higher rates and deductibles than most plans she researches individually.

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