4 ways to avoid holiday debt

DENVER -- The holidays can put you in that giving mood, but it can also cause you to slip into financial trouble.

The National Retail Federation predicts consumer spending will increase between 3.6 and 4 percent this year compared to last year. 

Shoppers are expected to spend up to $682 billion during the holiday season. 

Trent Porter with Priority Financial Partners gave these tips on how you can avoid holiday debt: 

  • Set a budget based on your personal preference and avoid caring anything on a credit card, make sure it's paid off. 
  • Now is the time to start shopping, but keep your eyes open on the deals such as Black Friday.
  • Make a list and stick to it. The deals are made to bring you into the stores, so stick to your list.
  • Use credit cards that can help.
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