You cant buy love, but you can invest in your financial freedom.Although it may seem out of reach, you can be a millionaire, said Jennefer Walsh, certified financial planner with Walsh Financial Solutions."Most people, including myself, think that a million dollars is a lot of money. It's overwhelming. We think, 'I have a normal job and lead a normal life. How can I possibly have that much money?'" Walsh said.If youre ready to make a long-term commitment to savings, start by finding your perfect match.Usually the first place you want to look is your employer's retirement plan. Even within that you'll want to look at a diversified mutual fund portfolio. That should include stocks bonds and cash, explained Walsh.Invest what you can upfront and put your money where your retirement plan is. Make the long term commitment to compound interest and pay yourself first."Break it down into your lifetime, and it just takes a couple hundred dollars a month," Walsh said.Keep saving, even after the honeymoon wears off, and remember -- no cheating. That money is off limits."You want to make sure you don't have access to it. You don't want the temptation to be able to access it. All it takes is setting up an automatic transfer or having your company pull it out for you and that way you don't see it. It's out of sight, out of mind," Walsh said.It might help if you knew when you could be a millionaire. 7NEWS found a Millionaire Calculator that can predict that golden age.We took the millionaire calculator to Rooster & Moon Coffee Pub in Denver to run the calculation, using current investments, monthly contributions, and a conservative 6 percent expected rate of return. The result revealed when $1 million would be saved.Some patrons told 7NEWS reporter Amanda Kost that they were surprised by the results.This is how much you can put away, and this is where it can get you, Laura Mulvey mused.When Mulvey calculated her millionaire age of 88, she made some adjustments and found what saving more money could buy for her future. Her projected millionaire age went from 88 to 58.I love it. I love it. It definitely surprises me, Mulvey said.We may not have control of todays economy "but we do have control of our spending and saving. Make the commitment. It'll be worth it, Walsh said.Shifting some focus and funds to long term financial planning can make a millionaire kind of difference. Walsh suggests implementing your savings plan after you have an emergency fund with at least three months of living expenses saved up.First and foremost, you should have an adequate emergency fund established. Then, you should consider the retirement plan, such as a 401k or 403b, that your company offers, said Walsh.Dont forget that allocating money into a retirement plan can significantly limit access to money.It is important not to over-commit to retirement because you are discouraged from taking money out before you are 59 1/2. Make sure that your short-term savings plan is adequate, said Walsh.Roth IRAs are another investment option to consider.Roth IRAs are helpful for young people or those who have many years until they plan to retire because you only pay tax on your contributions. Your contributions are allowed to grow tax-deferred and you can take the money out tax-free in retirement, said Walsh.Walsh said its never too late to start saving, but the younger you are when you begin, the better.Most people's biggest asset is time. By saving, little by little, over time, it truly does add up, said Walsh.