DENVER -- Those shopping for a car are now feeling the impact of the country's financial crisis.

Lenders are tightening their pursestrings, crunching the credit of consumers before they can get a loan. This not only puts consumers in a bind but it's also particularly tough on dealerships that find themselves with quite a bit of inventory.

Go Used Cars has 1,200 used vehicles for sale but loans are in lesser supply.

Osborn Volkswagen said it has some used cars sitting on their lot for more than 100 days. The dealership said that is a big "no-no" in used car sales but they can't sell them because they can't get them financed.

"People that are kind of in that mid-range for credit need a lot more stipulations as far as proof of their income and residence," said Chris Osborn, with Osborn Volkswagen.

Six months ago, Osborn said they used to just fill out the paperwork, submit it to a bank and then, typically, see a person get approved.

"(Loans) are now taking two to three weeks to get approved," said Osborn.

Go Used Car spokesman Joe Negri said it's not all bad news though.

"For the auto industry, in general, it just means we have to work harder. We have to do more paperwork. We've got to make sure we're really buttoned down on what we're providing the banks," said Negri.

And the silver lining is that those with good credit can find some good deals.

Negri said the dealership's super sale, held from Wednesday to Saturday, led to 150 automobile sales, and that's not considered a bad day.