Affordable Care Act health insurance: 226 sign up in first week of open enrollment in Colorado

DENVER - While thousands have created accounts on the new Colorado health insurance website, only a small number have signed up for insurance.

Officials with Connect For Health Colorado announced Monday that 226 people signed up for insurance using the exchange. That's the tally from the exchange's first week, Oct 1-7.

On the first day of operations, more than 55,000 unique visitors went on the website. Officials said more than 18,000 people created online accounts to start shopping. Nearly 10,000 people have called for help navigating the system. However, just a small number have actually signed up.

Customers have about three months to find a plan -- coverage doesn't start until January.

Colorado's health care exchange website is http://www.connectforhealthco.com/. On the website, customers can find out what their choices are, what their premiums will be and whether they qualify for subsidies to reduce their payments.

Colorado is one of 14 states that set up its own insurance exchange rather than rely on the federal government's exchange.

You'll have up to four levels of coverage to consider: bronze, silver, gold and platinum. Plans at every level cover the same benefits and have a cap of $6,350 a year in out-of-pocket expenses for an individual, $12,700 for families.

Bronze plans generally have the lowest premiums, but cover only 60 percent of medical costs on average. Policyholders will pay the difference, up to the annual out of pocket cap. Platinum plans have the highest premiums, but cover 90 percent of costs. Young adults up to age 30 can pick a skinny "catastrophic" plan -- but you can't use your tax credit on a catastrophic plan.